Pinkoi x DBS Day Terms & Conditions

1. DBS Credit Card x Pinkoi Monthly Spending Offer (“Promotion”) is only applicable to the principal cardholders ("Principal Cardholders") of DBS Credit Cards and Co-branded Cards (excluding Private Label Cards and Business Cards) ("Applicable Credit Cards") issued by DBS Bank (Hong Kong) Limited. This Promotion is not applicable to supplementary card cardholders. This Promotion is not applicable to DBS Black American Express® Card cardholders.

2. The Promotion runs from 1 April 2022 to 31 December 2022 (both dates inclusive) (“Promotion Period”), on the 1st day of each month (“Promotion Date”).

3. Principal Cardholders who log in to Pinkoi member account or register as Pinkoi's Member and conduct a single net transaction over HK$400 with Applicable Credit Cards during the Promotion Date at Pinkoi's website or mobile application via “Credit/debit card payment” (“Eligible Transaction”) shall be entitled to a 12% deduction from the payable amount for that transaction through the Red "InstaRedeem" button revealed on that transaction after the transaction is posted and displayed in Timeline of DBS Card+ mobile application (“DBS Card+”)("Offer"). Maximum deduction per Eligible Transaction is HK$100.

4. Each DBS Card+ user can enjoy the Offer once only during each Promotion Date, which means once a month. Every DBS card+ user can enjoy the Offer once only for the first purchase during each promotion date. All Offers will be served in first come first served basis according to the time record of pressing the InstaRedeem button for enjoying the Offer. Quota full message will be shown on the website of DBS Bank (Hong Kong) Limited if quota of the Offer is full.

5. To be eligible to enjoy the Offer, Principal Cardholders are required to install the DBS Card+ mobile application and completely register an DBS Card+ account and turn on the notification in DBS Card+ More > App & Security Setting > Push Notification > “InstaRedeem” before conducting any Eligible Transaction for participating in the Promotion. Principal Cardholders must enjoy the Offer by designated dates as below; otherwise, it will be considered as giving up the Offer on its own.


6. For the avoidance of doubt, the following types of transactions are not applicable for the calculation of Eligible Transactions:
a. Any transactions that are subject to cancellation, charge-back, return of goods and/or refund,
b. Any autopay, unposted transactions or any other payment transactions as specified by DBS Bank (Hong Kong) Limited from time to time;
c. All payments via e-Wallett (including Apple Pay), reloads of e-Wallet or Octopus Automatic Add-Value Service; or
d. Any other type of transaction as determined by DBS Bank (Hong Kong) Limited from time to time.

7. The Promotion can be used in combination with other Pinkoi discount, coupons & P Coins and applicable to orders of International Forwarding Service.

8. If an order is canceled, any P Coins issued for it will also be revoked.

9. This offer is only applicable in Hong Kong and Macau.

10. DBS Bank (Hong Kong) Limited and Pinkoi may change these terms and conditions and/or modify or terminate the Promotion. DBS Bank (Hong Kong) Limited and the Pinkoi's decision are final.

11. The English version shall prevail if there is any inconsistency between the English and Chinese versions.

12. For detailed terms & conditions, please visit the website of DBS Bank (Hong Kong) Limited: Link https://www.dbs.com.hk/personal/promotion/pinkoi-day。

13. Note: If you encounter any issues when redeeming discounts with DBS Omni, please contact DBS customer service at 2290-8888.